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How to Make a QR Code for Your Bank Account

· 2 min read · Scanlexa team

Reading out a ten-digit account number across a busy counter invites mistakes. A bank details QR code lets customers scan and see exactly where to send money: account name, account number and bank.

What a bank details QR code does

When a customer scans it, their phone shows your:

  • Account name
  • Account number (a 10-digit NUBAN in Nigeria)
  • Bank name
  • An optional note, such as "Use your invoice number as the reference"

They then open their own bank app and make the transfer as usual.

What it doesn't do: it isn't an NQR or NIBSS payment code, so it won't open a bank app with the amount filled in. It's a clear, mistake-proof way to share your details. That works with every bank and every app, including customers who bank with a different provider from you.

Static or dynamic?

You can make it two ways:

  • Static: the details are written into the code as text. It works forever with no internet needed, but you can't change it later.
  • Dynamic: the code opens a simple page with your details and copy buttons next to the account name and number. If you change banks, update the page and every printed code shows the new details. Free dynamic codes last 30 days; Lifetime keeps them on for good.

How to make one

  1. Open the bank details QR code generator.
  2. Enter the account name exactly as your bank shows it, then the account number and the bank.
  3. Add a short note if you want customers to use a reference.
  4. Use a frame with "Scan to pay" so people know what it's for.
  5. Save and download, then print it at least 4 cm wide for a counter card (see QR code sizes).

Keep payments safe

Scammers sometimes stick their own codes over real ones. Protect your customers:

  • Tell them to check the name. Their bank app shows the account name before they confirm. It should match your business exactly.
  • Laminate or frame the code, so a sticker on top is easy to spot.
  • Check your codes regularly, especially in public places.
  • Never put a payment code on something you can't keep an eye on.

Read more in QR code scams and how to stay safe.

Where to use it

  • Shop counters and market stalls
  • Delivery riders' cards and invoices
  • Church and event giving (see our giving guide)
  • School fees and dues notices
  • Service providers: tailors, salons, mechanics

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